What is stock? What is Bond? What is CDP?

Below are my answers to your queries.
>
> 1) Good time to buy or sell shares. If you have not sold any shares,
> you might as well sell it before it go further downward.
>
> Good time to buy shares. No. Definitely not now. The market sentiment
> remain weak. Based on fundamental or the earning report of the
> individual stock, the current stock price is very attractive. Example
> Metro Holding stock. Value of company is worth $1.29 per share and
> stock price is 0.66 per shares. This is more than 40% discount.
> However, globalisation has made the financial situation more difficult
> to manage than in the past. The current focus is on Euro debt and US
> economy facing high unemployment. These will drag down further market
> weakness. Stock price may continue to go down despite current stock
> price is very attractive.
> Unless there is clear sign of positive news and action coming. Stock
> market likely to continue going down further.
>
> 2) Stock vs bond. Stock is buying a share of the business profit. If
> the business is doing well, the stock price may go up and company may
> give dividend to shareholder.
> If the business is not doing well or collapse which is possible for
> small businesses especially economy bad, and business not earning
> profit and business close down, then all your investment will be gone.
> That is why, buying big and well established company or known as blue
> chip stock is important. Example are OCBC, UOB, DBS,(bank sector
> stocks) Singtel, Starhub, M1(teleco stocks), Capitaland, Mapletree ,
> (property stocks) , SMRT, Comfort Delgro (transportation), etc.
> One simple guide is Straits Times Index (STI) which represent the
> Singapore stock performance. STI is made up of 30 Singapore stocks
> that represent Singapore stock. SGX choose good stock to represent
> Singapore stock market performance.
> Check which are the 30 stock in STI at SGX website. www.sgx.com
>
> Bond is like a bank fixed deposit where it will state the interest
> rate you will earn and the period you place your money. Example 5%
> interest rate for 8 years.
> Fixed deposit is promise by bank to pay you interest and the principal amount.
> Bond is promise by Company or Government. They basically borrow money
> from you and promise to pay you interest yearly or half yearly and pay
> all the borrowed money at end of maturity date. Recent news example is
> HDB bond http://www.todayonline.com/Business/Businessinbrief/EDC110915-0000387/HDB-to-issue-10-year-S$400m-bond
> Past bond issue are F&N bond issue.
> http://www.martinlee.sg/fn-bonds-to-be-issued/
>
> Bond issued by company. The risk of buying bond is there is a
> possibility that the company collapse, then you will not have your
> money back. Just like bank. If the bank collapse your Fixed Deposit
> money may be gone. However, bank have FDIC insurance, which protect
> your money in the bank for up to $20,000. Any amount above will not be
> claimable, should bank collapse. Therefore, it is adviseable to have
> more money in different banks. $20,000 in DBS, $20,000 in OCBC, and
> etc,
>
> Bond issued by government. You can buy Singapore government bond.
> Visit www.sgs.gov.sg to learn more. Minimum investment $1000. Every
> week there is new government bond issue for 3 months. There are 1 year
> bond issue, 2 year bond issue.
>  20 year government bond. See this year new bond issue dates
> http://www.sgs.gov.sg/issuance_calendar/issuance_2011.html/
>
> Stock vs Bond. Stock can give you dividend yield of 5% while bond gives you 2%.
> Stock price if go up, you may earn money and plus dividend. stock
> price if go down, you lose money in term of your stock value drop, but
> you earn dividend. Bond price go up or down, there is not difference
> to you. You earn only the 3% bond interest rate which is called coupon
> rate. You received your interest and principal amount at end of
> maturity date.
>
> Risk on buy bond or bank fixed deposit is the interest rate is too low
> 2% or 0.3% to beat inflation rate which is currently at 5%. This means
> your money is depreciating. Your money value is going down every day.
>
> To learn about investment in stock or bond, you can visit www.sgx.com/academy.
> Upcoming seminar event is Investing in Fixed Income Securities on 01
> October 2011. Fixed Income is also known as Bond. This is free seminar
> talk. Click below link to register.
> http://www.sgxacademy.com/index.php?option=com_sgx&task=eDetail&id=116
>
>
> 3) How much money needed to buy stock? You need to know the stock price
>
> Example recent Sheng Siong IPO stock price is 0.33. Minimum you must
> buy 1000 shares, so you must have $330 (0.33x 1000) to buy Sheng Siong
> new share. IPO is Initial Public Offering which is known as new stock
> going to be listing into SGX.
>
> Therefore, how much money you need depend on stock price.
> Example SIA stock price is $10.50. To buy 1000 shares, mean you have
> to pay $10,500.
> Example SMRT stock price is $3.60. to buy 1000 shares, mean you have
> to pay $3,600
>
> When buy IPO stock, there is no charges.
> When you buy stocks listed in Singapore Stock Exchange, you have to
> pay charges like brokerage commission, SGX clearing fee, SGX access
> fee and GST.
> Visit my video to learn about profit and loss calculator to learn
> about the charges.
> http://www.youtube.com/watch?v=zTBIhXGL7K0
>
> 4) Open CDP account is free. Visit CDP customer service to open CDP
> account. CDP located at 4 Shenton Way SGX Centre 2 Level 2. You must
> bring your IC or passport(for foreigner) and bank account number.
> Visit CDP website at www.sgx.com/cdp
>
> You need a CDP account when you buy stock or bond. CDP account is to
> deposit your securities. Stock and bond are known as securities. Money
> is deposited in Bank account. Securities are deposited in CDP
> account.Therefore, you need a CDP account to deposit your securities.
> When you buy securities, you deposit securities into your CDP account.
> When you sell securities, you take out securities from your CDP account.
> When you buy securities, you take out money from your bank account, to
> pay your securities.
> When you sell securities, you deposit money into your bank account
> which is the proceed received from sale of securities.
>
> To buy new stock or new bond, you don't need a broker. You can buy via
> bank ATM machine.
> To sell your securities, you need a broker to open trading account.
>
> To buy stocks or bond listed in SGX (or Singapore Stock Exchange) you
> need a broker to to open a trading account.
>
> A trading account allows you to buy and sell your securities. You can
> call your broker to buy or sell securities or you buy or sell
> securities via online broker trading platform. To learn more
> information, Visit my blog at
> http://learnaboutstockinvestment.blogspot.com/2011/09/getting-started-to-buy-stock.html
>